Last updated: December 2025

Welcome to Christars Mum Academy (CMA), accessible at

https://www.csmumsacademy.com/
.
By accessing or using this website, you agree to be bound by these Terms and Conditions.
If you do not agree with any part of these terms, please do not use our website or services.

1. About Christars Mum Academy

Christars Mum Academy (CMA) is a registered digital education platform that provides
online courses, digital templates, plugins, ebooks, affiliate products, and e-commerce
digital services. All services are delivered online.

2. Acceptance of Terms

By accessing this website, creating an account, or purchasing any product, you confirm
that you have read, understood, and agreed to these Terms and Conditions.

3. User Accounts

• Users may be required to create an account to access certain products or services.
• You are responsible for maintaining the confidentiality of your login details.
• All activities carried out under your account are your responsibility.
• Christars Mum Academy reserves the right to suspend or terminate any account that
  violates these Terms.

4. Digital Products and Services

All products offered on this website are digital and may include online courses,
downloadable templates, plugins, ebooks, affiliate resources, and other digital content.
Access to purchased products is granted after successful payment.

5. Payments and Pricing

• Payments are processed securely through Paystack.
• All prices are listed in Nigerian Naira (₦).
• Prices are subject to change at any time without prior notice.
• We reserve the right to modify, suspend, or discontinue any product or service.

6. No Refund Policy

Due to the nature of digital products, all sales are final.
No refunds, returns, or exchanges will be provided once access
to a digital product has been granted.

7. Intellectual Property

All content on this website, including courses, videos, text, graphics, templates,
downloads, and logos, is the exclusive property of
Christars Mum Academy and is protected by intellectual property laws.

You may not:

• Copy, reproduce, or modify any content
• Resell or redistribute purchased products
• Share content publicly or privately without permission

8. Affiliate Links

This website may contain affiliate links. Christars Mum Academy may earn a commission
when users make purchases through such links, at no additional cost to the user.

9. Third-Party Services

We use third-party services such as payment gateways, email marketing tools
(including FluentCRM), affiliate systems, and embedded video platforms.
We are not responsible for issues arising directly from these third-party services.

10. Website Availability

While we strive to ensure uninterrupted access, we do not guarantee that the website
will always be available. Temporary downtime may occur due to maintenance or technical issues.

11. Termination of Access

Christars Mum Academy reserves the right to restrict or terminate access to the website
or its services if a user violates these Terms and Conditions.

12. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with
the laws of the Federal Republic of Nigeria.

13. Changes to These Terms

We may update these Terms and Conditions at any time. Changes will take effect
immediately upon posting on this page. Continued use of the website constitutes
acceptance of the updated terms.

14. Contact Information

For questions or support, please contact us at:

Email:
support@csmumsacademy.com